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For MSMEs, Retailers & Manufacturers

Business Loans up to ₹1 Crore to scale your enterprise

Empower your enterprise with collateral-free Business Loans from Paisa Loan Bazaar. Scale operations, purchase inventory, upgrade machinery, or manage working capital requirements up to ₹1 Crore with easy repayment options.

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₹1 CroreMaximum loan amount
CollateralFree options
FlexibleRepayment tenure
MSMEFocused solutions
Business Expansion

Loan products offered

Choose the credit facility that matches your business need.

Working Capital Loans

Flexible credit lines to manage day-to-day operational cash flow.

Machinery & Equipment Finance

Funding for purchasing specialized machinery, equipment, or software.

MSME & SME Enterprise Loans

Custom credit facilities designed for MSME growth.

Unsecured Business Term Loan

Collateral-free term loans for business diversification and setup.

Eligibility Criteria

  • Business Vintage: Minimum 2 to 3 years of active business operation.
  • Annual Turnover: Minimum annual turnover as required by partner financial institutions.
  • Business Entity: Sole Proprietors, Partnership Firms, Private Limited Companies, and LLPs.
  • Financial Health: Clean financial track record with no defaults on prior loans.

Required Documents

  • KYC DocumentsPAN Card of Business Entity & Promoters, Aadhaar, GST Registration Certificate.
  • Financial DocumentsLast 2 years' ITR along with Computation of Income, Audit Report, P&L and Balance Sheet.
  • Bank StatementsLast 12 months' operative current bank account statement.
  • Business ProofShop & Establishment License, Trade License, or Factory Registration.
EMI Calculator

Plan your loan with our EMI calculator

Move the sliders to see your monthly EMI, total interest and total payable amount instantly.

₹50,000₹1 Crore
8.5%24%
1 Year30 Years
Monthly EMI₹0
Principal Amount₹0
Total Interest Payable₹0
Total Payable Amount₹0
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Apply for a Business Loan

Tell us about your business requirement and our MSME loan specialists will find the best-fit lender for you.

  • Free consultation: No upfront fees charged from borrowers
  • Multiple offers: Compare rates from top banks & NBFCs
  • Quick call-back: A dedicated advisor contacts you shortly
  • Doorstep service: Paperless or doorstep document pick-up

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